Selling a cash-secured put pays you a premium to wait for a stock at a lower price. Below are the highest annualized yields on cash for the August 21, 2026 expiration, about 47 days out, from live option-chain data, ranked by annualized yield. This is data, not a recommendation. Educational only, not advice.
Best stocks for cash-secured puts
Data as of July 2, 2026 close
Week of July 6, 2026
| Ticker | Price | Strike | Premium | Annualized | Eff. buy | Discount | IV | Open int. |
|---|---|---|---|---|---|---|---|---|
| INTC high IV | $120.41 | $120.00 | $15.80 | 102.3% | $104.20 | 13.5% | 97% | 3,441 |
| SOFI high IV | $18.26 | $18.00 | $1.57 | 67.7% | $16.43 | 10.0% | 68% | 5,749 |
| PLTR high IV | $129.17 | $125.00 | $8.85 | 55.0% | $116.15 | 10.1% | 62% | 9,538 |
| WFC | $85.52 | $85.00 | $4.70 | 42.9% | $80.30 | 6.1% | 32% | 617 |
| F | $13.35 | $13.00 | $0.66 | 39.4% | $12.34 | 7.5% | 46% | 18,814 |
| VZ | $42.56 | $42.00 | $1.77 | 32.7% | $40.23 | 5.5% | 38% | 1,097 |
| T | $20.57 | $20.00 | $0.81 | 31.5% | $19.19 | 6.7% | 39% | 3,209 |
| NKE | $44.08 | $42.50 | $1.48 | 27.0% | $41.02 | 6.9% | 38% | 3,420 |
| XOM | $136.97 | $135.00 | $4.65 | 26.7% | $130.35 | 4.8% | 31% | 3,159 |
| MO | $72.70 | $72.50 | $2.45 | 26.2% | $70.05 | 3.7% | 27% | 883 |
| PFE | $24.32 | $24.00 | $0.78 | 25.2% | $23.22 | 4.5% | 29% | 14,248 |
| C | $139.94 | $135.00 | $4.30 | 24.7% | $130.70 | 6.6% | 35% | 1,126 |
| CVX | $169.17 | $165.00 | $4.85 | 22.8% | $160.15 | 5.3% | 30% | 1,265 |
| DIS | $99.45 | $95.00 | $2.47 | 20.2% | $92.53 | 7.0% | 33% | 2,877 |
| BAC | $58.69 | $57.50 | $1.49 | 20.1% | $56.01 | 4.6% | 26% | 2,857 |
| KO | $83.98 | $82.50 | $1.68 | 15.8% | $80.82 | 3.8% | 22% | 1,221 |
How to read this table
Annualized yield on cash scales the premium against the cash you set aside to secure the put, projected to a full year, so you can compare names on equal footing. It assumes the put expires worthless and you keep the premium. Effective buy price is the strike minus the premium, the price you effectively pay if you are assigned the shares. Discount is how far that effective buy price sits below today’s stock price. IV is implied volatility: higher IV means richer premium but also higher risk, so a very high yield usually means the market expects a big move. Only sell puts on stocks you would genuinely be happy to own at the strike.
Want to run the exact numbers on your own trade? Use the cash-secured put calculator or the wheel strategy calculator, and compare against this week’s best covered call yields.
Educational only, not financial advice. Options carry risk, including the loss of your entire position.